
You will receive a confirmation with your individual contract today.
And are now private patients with all doctors and in the hospital!
You are not
health insurance?
We help people without an
health insurance
to get an affordable one Validation!
You are PRIVATE
health insuranced?
Your private health insurance is
too expensive? We will help you professionally!Only with us for free!
You are STATE health insuranced?
You are legal insuredand want to
reduce costs and
improve performance.
We're here to help!
You are in an EMERGENCY tarif?
You are in anEmergency rate insured and want nevertheless goodbenefits?
Then choose this one!
65%*
cheaper
The tariffs at a glance:
After 3 years, a transition to German private health insurance is possible without paying a penalty. Check our European insurance offers!
Standard
from 5039€*
500.000 € yearly
- Inpatient treatment
- Private room & treatment by a senior consultant
- Medical treatment €1,000**
- Preventive medical check-ups up to €300
- MRI/CT/PET scans
(inpatient only) - Chronic illnesses
- Minor outpatient surgery
- Cancer treatment
- Cancer screening/early detection up to €1,000
- Dental treatment following an accident
- Inpatient physiotherapy
- Outpatient physiotherapy
- Medical aids
- Inpatient psychotherapy
- Outpatient psychotherapy
- Dental treatment
- Pregnancy & childbirth
- Laser eye surgery
- Glasses/contact lenses
With this plan, you will be treated as a private patient by all doctors and in hospital!
The “EUKV Standard” is our entry-level plan. It has been specifically designed for cost-conscious customers who want to keep their premiums low while still benefiting from essential private health insurance coverage. You can save even more by choosing a higher deductible. Even during an inpatient hospital stay, you can enjoy the comfort of a private room and treatment by a senior consultant.
For outpatient treatment, you have a free choice of general practitioners and specialists. Under the Standard plan, the annual benefit limit for medical treatment, including medicines, dressings and prescription drugs, is €1,000*. With a maximum annual insured amount of €500,000, the EUKV Standard plan provides solid coverage.
*For a 39-year-old person, the monthly premium is €81.83 with an annual deductible of €500. A complete overview of the benefits can be found in the premium overview:
Premium overview – Plan: Standard
*Only within 6 weeks after hospital admission.
Standard Plus
from 5956€*
750.000 € yearly
- Inpatient treatment
- Private room & treatment by a senior consultant
- Medical treatment €2,500
- Preventive medical check-ups up to €300
-
MRI/CT/PET scans
- Chronic illnesses
- Minor outpatient surgery
- Cancer treatment
- Cancer screening/early detection up to €1,000
- Dental treatment following an accident
- Inpatient physiotherapy
- Outpatient physiotherapy up to €500
- Medical aids up to €500
- Inpatient psychotherapy 15 nights
- Outpatient psychotherapy 5 sessions
- Dental treatment
- Pregnancy & childbirth
- Laser eye surgery
- Glasses/contact lenses
With this plan, you will be treated as a private patient by all doctors and in hospital!
The “EUKV Standard Plus” is an affordable plan offering good benefits. You are well covered while enjoying many of the advantages of private health insurance at an affordable premium. Even during an inpatient hospital stay, you can enjoy the comfort of a private room and treatment by a senior consultant.
For outpatient treatment, you have a free choice of general practitioners and specialists. The annual benefit limit for medical treatment, including medicines, dressings and prescription drugs, is €2,500. With a maximum annual insured amount of €750,000, the EUKV Standard Plus plan provides good coverage.
For a 39-year-old person, the monthly premium is €101.94 with an annual deductible of €500. A complete overview of the benefits can be found in the premium overview:
Premium overview – Plan: Standard Plus
Comprehensive
from 9208€* Testwinner
1.000.000 € yearly
- Inpatient treatment
- Private room & treatment by a senior consultant
- Medical treatment €5,000
- Preventive medical check-ups up to €300
-
MRI/CT/PET scans
- Chronic illnesses
- Minor outpatient surgery
- Cancer treatment
- Cancer screening/early detection up to €1,000
- Dental treatment following an accident
- Inpatient physiotherapy
- Outpatient physiotherapy up to €1,000
- Medical aids up to €1,000
- Inpatient psychotherapy up to 15 nights
- Outpatient psychotherapy 10 sessions
- Dental treatment up to €750
- Pregnancy & childbirth
- Laser eye surgery
- Glasses/contact lenses
With this plan, you will be treated as a private patient by all doctors and in hospital!
The “EUKV Comprehensive” is our top-rated plan. This excellent plan has been specifically designed for those who want to keep their premiums affordable while still enjoying comprehensive coverage. Even during an inpatient hospital stay, you can enjoy the comfort of a private room (including rooming-in for parents staying with their children).
For outpatient treatment, you have a free choice of general practitioners and specialists. The annual benefit limit for medical treatment, including medicines, dressings and prescription drugs, is €5,000. With a maximum annual insured amount of €1 million, the EUKV Comprehensive plan provides excellent coverage.
For a 39-year-old person, the monthly premium is €173.25 with an annual deductible of €500. A complete overview of the benefits can be found here:
Premium overview – Plan: Comprehensive
Your Fees
EUKV - the affordable alternative for many people!
quarterly 5% | semiannually 6% | annually 8%
Tariff:
STANDARD
STANDARD
| Person aged 0 to 19: | 50,39 € |
| Person aged 20 to 24: | 60,70 € |
| Person aged 25 to 29: | 65,32 € |
| Person aged 30 to 34: | 71,60 € |
| Person aged 35 to 39: | 81,70 € |
| Person aged 40 to 44: | 93,18 € |
| Person aged 45 to 49: | 114,60 € |
| Person aged 50 to 54: | 137,78 € |
| Person aged 55 to 59: | 189,71 € |
| Person aged 60 to 64: | 239,52 € |
| Person aged 65 to 69: | 318,55 € |
| Person aged 70 to 74: | 410,22 € |
| Person aged 0 to 19: | 53,61 € |
| Person aged 20 to 24: | 64,58 € |
| Person aged 25 to 29: | 69,49 € |
| Person aged 30 to 34: | 76,16 € |
| Person aged 35 to 39: | 86,91 € |
| Person aged 40 to 44: | 99,14 € |
| Person aged 45 to 49: | 121,98 € |
| Person aged 50 to 54: | 146,68 € |
| Person aged 55 to 59: | 201,98 € |
| Person aged 60 to 64: | 255,03 € |
| Person aged 65 to 69: | 339,14 € |
| Person aged 70 to 74: | 436,76 € |
| Person aged 0 to 19: | 56,95 € |
| Person aged 20 to 24: | 68,61 € |
| Person aged 25 to 29: | 73,82 € |
| Person aged 30 to 34: | 80,90 € |
| Person aged 35 to 39: | 92,28 € |
| Person aged 40 to 44: | 105,20 € |
| Person aged 45 to 49: | 129,34 € |
| Person aged 50 to 54: | 155,47 € |
| Person aged 55 to 59: | 213,98 € |
| Person aged 60 to 64: | 270,18 € |
| Person aged 65 to 69: | 359,30 € |
| Person aged 70 to 74: | 462,80 € |
Tariff:
STANDARD PLUS
STANDARD PLUS
| Person aged 0 to 19: | 59,58 € |
| Person aged 20 to 24: | 75,62 € |
| Person aged 25 to 29: | 81,37 € |
| Person aged 30 to 34: | 89,24 € |
| Person aged 35 to 39: | 101,79 € |
| Person aged 40 to 44: | 116,04 € |
| Person aged 45 to 49: | 144,18 € |
| Person aged 50 to 54: | 168,42 € |
| Person aged 55 to 59: | 231,95 € |
| Person aged 60 to 64: | 292,78 € |
| Person aged 65 to 69: | 392,20 € |
| Person aged 70 to 74: | 501,37 € |
| Person aged 0 to 19: | 63,44 € |
| Person aged 20 to 24: | 80,51 € |
| Person aged 25 to 29: | 86,63 € |
| Person aged 30 to 34: | 95,01 € |
| Person aged 35 to 39: | 108,37 € |
| Person aged 40 to 44: | 123,53 € |
| Person aged 45 to 49: | 153,44 € |
| Person aged 50 to 54: | 179,24 € |
| Person aged 55 to 59: | 246,94 € |
| Person aged 60 to 64: | 311,71 € |
| Person aged 65 to 69: | 417,62 € |
| Person aged 70 to 74: | 533,86 € |
| Person aged 0 to 19: | 79,30 € |
| Person aged 20 to 24: | 100,64 € |
| Person aged 25 to 29: | 108,30 € |
| Person aged 30 to 34: | 118,77 € |
| Person aged 35 to 39: | 135,52 € |
| Person aged 40 to 44: | 154,52 € |
| Person aged 45 to 49: | 192,01 € |
| Person aged 50 to 54: | 224,30 € |
| Person aged 55 to 59: | 308,92 € |
| Person aged 60 to 64: | 389,95 € |
| Person aged 65 to 69: | 522,37 € |
| Person aged 70 to 74: | 667,93 € |
Tariff:
COMPREHENSIVE
COMPREHENSIVE
| Person aged 0 to 19: | 92,08 € |
| Person aged 20 to 24: | 128,44 € |
| Person aged 25 to 29: | 138,18 € |
| Person aged 30 to 34: | 151,69 € |
| Person aged 35 to 39: | 172,98 € |
| Person aged 40 to 44: | 197,14 € |
| Person aged 45 to 49: | 249,10 € |
| Person aged 50 to 54: | 277,05 € |
| Person aged 55 to 59: | 381,76 € |
| Person aged 60 to 64: | 529,80 € |
| Person aged 65 to 69: | 718,65 € |
| Person aged 70 to 74: | 907,47 € |
| Person aged 0 to 19: | 98,22 € |
| Person aged 20 to 24: | 137,01 € |
| Person aged 25 to 29: | 147,40 € |
| Person aged 30 to 34: | 161,81 € |
| Person aged 35 to 39: | 184,55 € |
| Person aged 40 to 44: | 210,33 € |
| Person aged 45 to 49: | 265,79 € |
| Person aged 50 to 54: | 295,64 € |
| Person aged 55 to 59: | 407,41 € |
| Person aged 60 to 64: | 565,34 € |
| Person aged 65 to 69: | 766,85 € |
| Person aged 70 to 74: | 968,33 € |
| Person aged 0 to 19: | 122,77 € |
| Person aged 20 to 24: | 171,25 € |
| Person aged 25 to 29: | 184,23 € |
| Person aged 30 to 34: | 202,25 € |
| Person aged 35 to 39: | 230,67 € |
| Person aged 40 to 44: | 262,90 € |
| Person aged 45 to 49: | 332,12 € |
| Person aged 50 to 54: | 369,38 € |
| Person aged 55 to 59: | 508,87 € |
| Person aged 60 to 64: | 706,37 € |
| Person aged 65 to 69: | 958,16 € |
| Person aged 70 to 74: | 1.209,94 € |
Payment surcharge for the following payment frequencies:
0% annually | 5% semi-annually | 6% quarterly | 8% monthly
With a deductible of €1,000 and an entry age of up to 19 years. Prices are subject to change.
You can choose from additional deductible options:
€250, €500, €1,000, €2,500, €5,000, €7,500 and €10,000 – ask us!
New: Clients over the age of 74 jears!
With regards to clients over the age of 74 these rates are not being released if you would like a quotation please do not hesitate to contact us with the clients information and we will be more than happy to email them across to you.
⇒
Important information: Please send us only one enquiry!
All enquiries are forwarded to our advisors and answered promptly. Please do not submit multiple enquiries, as this unnecessarily increases the workload.
Complete your insurance application now
Here you can apply online for the plan of your choice.
For legal reasons, it is currently not possible for customers of private or statutory health insurance to switch to European health insurance. According to German law, the EU-KV, the EEA insurers have not been recognized as legitimate follow-up health insurance since 2016, but this is necessary to terminate the existing contract. According to §193 VVG, the EUKV fulfills the EEA insurers, including Morgan Price and ALC, only partially the insurance obligation regulated in Germany. Risk reserves in old age and the prescribed contributions to long-term care insurance are not taken into account; separate contracts must be concluded and reserves formed here. Due to this currently applicable regulation, it is not recognized as follow-up insurance.
Therefore, we can currently only place uninsured customers in the EU health insurance, which is a very good alternative to statutory or private health insurance due to the non-levying of penalties and negative Schufa information. European health insurance protects you against financial risks in the event of illness. For decades, the EEA service providers have been offering millions of customers around the world the best services on a similar level to German private health insurance companies.
As a private or statutory health insurance customer, would you still like to optimize your tariff and find the right tariff for your situation? Are you considering returning to statutory health insurance or would you like to switch to private health insurance? We are happy to answer any questions you may have, advise you and show you the possible potential of a comparison or a change. As soon as German legislation changes its position on EUKV, we will be happy to inform you, the insured person, about the possibility of switching to EUKV and support you in doing so.
All information on EUKV and the existing legal situation can also be found in the PDF document "2. Explanations Protocol EEA" in our download center.







