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Unsere Premium Tarife

Unsere Premium Tarife

Unsere Premium Tarife

Health insurance with direct commitment

You will receive a confirmation with your individual contract today.
And are now private patients with all doctors and in the hospital!

65%*

cheaper

The tariffs at a glance:

*EU regulations make it possible to save more than 50% of the contribution through health insurance in other EU countries (EUKV) - European health insurance is therefore an affordable alternative for many insured persons. Anyone who does not meet the requirements for taking out private health insurance (PKV) or statutory health insurance (GKV) can alternatively opt for European health insurance. This applies to people who return home from abroad or immigrate, who would otherwise no longer be able to obtain insurance cover in Germany, or who have had their existing cover terminated.

After 3 years, a transition to German private health insurance is possible without paying a penalty. Check our European insurance offers!

Standard
from 5039*

Overall maximum limit
500.000 € yearly
  • Inpatient treatment
  • Private room & treatment by a senior consultant
  • Medical treatment €1,000**
  • Preventive medical check-ups up to €300
  • MRI/CT/PET scans (inpatient only)
  • Chronic illnesses
  • Minor outpatient surgery
  • Cancer treatment
  • Cancer screening/early detection up to €1,000
  • Dental treatment following an accident
  • Inpatient physiotherapy
  • Outpatient physiotherapy
  • Medical aids
  • Inpatient psychotherapy
  • Outpatient psychotherapy
  • Dental treatment
  • Pregnancy & childbirth
  • Laser eye surgery
  • Glasses/contact lenses

More information ...

Standard Plus
from 5956*

Overall maximum limit
750.000 € yearly
  • Inpatient treatment
  • Private room & treatment by a senior consultant
  • Medical treatment €2,500
  • Preventive medical check-ups up to €300
  • MRI/CT/PET scans
  • Chronic illnesses
  • Minor outpatient surgery
  • Cancer treatment
  • Cancer screening/early detection up to €1,000
  • Dental treatment following an accident
  • Inpatient physiotherapy
  • Outpatient physiotherapy up to €500
  • Medical aids up to €500
  • Inpatient psychotherapy 15 nights
  • Outpatient psychotherapy 5 sessions
  • Dental treatment
  • Pregnancy & childbirth
  • Laser eye surgery
  • Glasses/contact lenses

More information ...

Comprehensive
from 9208* Testwinner

Overall maximum limit
1.000.000 € yearly
  • Inpatient treatment
  • Private room & treatment by a senior consultant
  • Medical treatment €5,000
  • Preventive medical check-ups up to €300
  • MRI/CT/PET scans
  • Chronic illnesses
  • Minor outpatient surgery
  • Cancer treatment
  • Cancer screening/early detection up to €1,000
  • Dental treatment following an accident
  • Inpatient physiotherapy
  • Outpatient physiotherapy up to €1,000
  • Medical aids up to €1,000
  • Inpatient psychotherapy up to 15 nights
  • Outpatient psychotherapy 10 sessions
  • Dental treatment up to €750
  • Pregnancy & childbirth
  • Laser eye surgery
  • Glasses/contact lenses

More information ...

* Contributions shown apply with a deductible of € 1,000. Only within 6 weeks of hospitalization.

Your Fees

EUKV - the affordable alternative for many people!

Discount for the following payment method:/strong>
quarterly 5% | semiannually 6% | annually 8%

Tariff:
STANDARD

Tariff:
STANDARD PLUS

Tariff:
COMPREHENSIVE

Payment surcharge for the following payment frequencies:
0% annually | 5% semi-annually | 6% quarterly | 8% monthly
With a deductible of €1,000 and an entry age of up to 19 years. Prices are subject to change.

You can choose from additional deductible options:
€250, €500, €1,000, €2,500, €5,000, €7,500 and €10,000 – ask us!

New: Clients over the age of 74 jears!

With regards to clients over the age of 74 these rates are not being released if you would like a quotation please do not hesitate to contact us with the clients information and we will be more than happy to email them across to you.

⇒  This email address is being protected from spambots. You need JavaScript enabled to view it.

Important information: Please send us only one enquiry!
All enquiries are forwarded to our advisors and answered promptly. Please do not submit multiple enquiries, as this unnecessarily increases the workload.

Complete your insurance application now

**Our advisors will call you back shortly and complete the application with you.**
**Look forward to your new EUKV health insurance.**
**with affordable plans and excellent benefits**
**After a brief review, you will be insured again.**

Here you can apply online for the plan of your choice.

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Please enter your contact details so that we can prepare your application and send it to you for signature.

This is a preliminary application, which you should submit to us. A member of our team will contact you by telephone and complete the full application with you. All application forms are reviewed before acceptance. Therefore, no insurance coverage is provided until confirmation has been issued. Contributions for long-term care insurance are not included.

Disclaimer: No guarantee can be given. The insurance company's terms and conditions, prices and descriptions of benefits apply.

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Prima, Sie haben sich für einen Tarif entschieden. Bitte geben Sie jetzt noch Ihre Kontaktdaten ein, damit der Antrag

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Die Preise beziehen sich auf einen jährlichen Grundpreis. Falls Sie eine Ratenzahlungszuschlag wünschen, erfolgt ein Aufschlag bei folgender Zahlweise:
halbjährlich 5% | vierteljährlich 6% | monatlich 8%

Prima, Sie haben sich für einen Tarif entschieden. Bitte geben Sie jetzt noch Ihre Kontaktdaten ein, damit der Antrag

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You can download a comprehensive contribution comparison as a PDF here.
+ Important NOTE

For legal reasons, it is currently not possible for customers of private or statutory health insurance to switch to European health insurance. According to German law, the EU-KV, the EEA insurers have not been recognized as legitimate follow-up health insurance since 2016, but this is necessary to terminate the existing contract. According to §193 VVG, the EUKV fulfills the EEA insurers, including Morgan Price and ALC, only partially the insurance obligation regulated in Germany. Risk reserves in old age and the prescribed contributions to long-term care insurance are not taken into account; separate contracts must be concluded and reserves formed here. Due to this currently applicable regulation, it is not recognized as follow-up insurance.

Therefore, we can currently only place uninsured customers in the EU health insurance, which is a very good alternative to statutory or private health insurance due to the non-levying of penalties and negative Schufa information. European health insurance protects you against financial risks in the event of illness. For decades, the EEA service providers have been offering millions of customers around the world the best services on a similar level to German private health insurance companies.

As a private or statutory health insurance customer, would you still like to optimize your tariff and find the right tariff for your situation? Are you considering returning to statutory health insurance or would you like to switch to private health insurance? We are happy to answer any questions you may have, advise you and show you the possible potential of a comparison or a change. As soon as German legislation changes its position on EUKV, we will be happy to inform you, the insured person, about the possibility of switching to EUKV and support you in doing so.

All information on EUKV and the existing legal situation can also be found in the PDF document "2. Explanations Protocol EEA" in our download center.

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